How much will my credit score change?

How much will my credit score change?

We cannot predict how much your credit score will change as everyone is different, such as a person with a "thin-file" compared to someone with more credit history.  

Our reporting should build the following areas of your credit file:

- Payment History (35% of your FICO Score): We report up to 24 months of payment history for your lease.

- Credit History (15% of your FICO Score): We report the Start Date of your lease, adding to the age of your credit accounts.  

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    • How do I adjust the payment amount due for just one month?

      Note: This will only change the Amount for the single payment due, it will not change the other payments under the lease. 1. Log in to your PaymentReport profile. 2. Select Payments from the main menu. 3. Select the View Icon for the payment you wish ...
    • Will my property manager or landlord need to be involved?

      We offer two registration options based on the level of involvement preferred by you and your landlord/property manager: Option #1 - Tenant "Monthly" Registration (no landlord/property manager involvement): - The tenant will enter the property ...
    • How to Change to a Different Bank Account

      Note: You may only connect to three bank profiles per month but refresh unlimited times during the month.  1. Log in to your PaymentReport profile. 2. Select Click Here to Verify Your Payment on the Dashboard. 3. Select the Lease record you want to ...
    • Can a lease be reported as late to the credit bureaus?

      Yes, you may mark a lease as over 30 days late in our system.  The lease history will only be reported to the credit bureaus if: - The tenant(s) have completed the registration process and are still associated to the lease in our system. - The set-up ...