What if PaymentReport is not appearing on my credit report?
First, please use the articles below to confirm the Month/Year has been verified and reported and that the set-up fee has been paid to enable reporting. If the record has not been reported yet, the Reporting record will list the estimated reporting date for the record.
Please allow 1-2 weeks after the reporting date for the information to appear on your credit report in order to allow time for the bureau(s) to post the information to your file.
Depending on the service you are using to view your credit report, our tradeline should be listed with a company name of "PaymentReport" as an "Open" tradeline and it may appear under the "Other Loans" or "Other Account" section.
If you are using a third-party service, please ensure the service has refreshed your credit file data recently. We recommend checking directly with Equifax or TransUnion to confirm the information has been reported.
Which credit bureaus do you report to?
We currently report to: Experian Based on prior discussions with Experian they do not currently allow "offline" payments, which are payments we do not electronically process, to be reported through RentBureau. If Experian does allow the ...
When was PaymentReport founded?
PaymentReport was founded in 2019 to provide online reporting to tenants and property managers/landlords. Members of our company have been involved with rental payment credit reporting since 2014. With our past experience we are working to build ...
Do you report late payments?
Per the agreements with our partner credit bureaus we are required to report both positive and negative information, if present, for each account. If the landlord/property manager enters a late payment status for a lease the information will be ...
How much will my credit score change?
We cannot predict how much your credit score will change as everyone is different, such as a person with a "thin-file" compared to someone with more credit history. Our reporting should build the following areas of your credit file: - Payment ...
Can a lease be reported as late to the credit bureaus?
Yes, you may mark a lease as over 30 days late in our system. The lease history will only be reported to the credit bureaus if: - The tenant(s) have completed the registration process and are still associated to the lease in our system. - The set-up ...