What if PaymentReport is not appearing on my credit report?

What if PaymentReport is not appearing on my credit report?

First, please use the articles below to confirm the Month/Year has been verified and reported and that the set-up fee has been paid to enable reporting.  If the record has not been reported yet, the Reporting record will list the estimated reporting date for the record.  

Please allow 1-2 weeks after the reporting date for the information to appear on your credit report in order to allow time for the bureau(s) to post the information to your file.

Depending on the service you are using to view your credit report, our tradeline should be listed with a company name of "PaymentReport" as an "Open" tradeline and it may appear under the "Other Loans" or "Other Account" section.  

If you are using a third-party service, please ensure the service has refreshed your credit file data recently.  We recommend checking directly with Equifax or TransUnion to confirm the information has been reported.  

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